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Loan Against Property | National Financial Services

Loan Against Property (LAP)

Unlock funds by mortgaging your property with affordable interest rates. Ideal for business expansion, personal needs, debt consolidation or large expenses.

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What is a Loan Against Property?

Loan Against Property (LAP) is a secured loan where you can borrow funds by pledging your residential or commercial property. It offers high loan amounts at lower interest rates with flexible repayment options, making it ideal for both personal and business needs.

Features & Benefits of Loan Against Property

Low Interest Rates

Enjoy lower interest rates compared to unsecured loans.

High Loan Amount

Borrow substantial amounts based on the market value of your property.

Flexible Repayment

Choose EMI options and tenure that suit your financial planning.

Secured Loan

Lower risk for lender allows better terms for borrowers.

Loan Against Property Eligibility

Documents Required for Loan Against Property

Identity & Address Proof

  • Aadhaar Card
  • PAN Card
  • Passport/Driving License

Income Proof

  • Salary slips (Last 3 months) or ITR (Last 2 years)
  • Bank statements (Last 6 months)

Property Documents

  • Property Title Deed
  • Sale Agreement / NOC from society (if applicable)
  • Property Valuation Certificate

Loan Against Property Application Process

1

Fill the online application form with personal and property details.


2

Submit required documents for verification and property evaluation.


3

Loan eligibility check, approval, and property lien registration.


4

Loan amount disbursed directly to your bank account.

Apply for Loan Against Property Today

Unlock the value of your property with expert guidance and fast approval.

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